SR-22 Insurance Information
California SR-22 Insurance
SR-22 Insurance for California Drivers
Car insurance can be complicated and expensive on its own, but it becomes even more confusing when it comes to having an SR-22. If you need an SR-22, that typically means your license has been suspended. Thankfully, you can still find affordable car insurance even with an SR-22 requirement.
Academy West Insurance provides fantastic customer service and affordable auto insurance for all types of drivers. Whether you’re standard, nonstandard or high-risk, our insurance professionals will help you find a policy that fits your needs and your budget.
What Does SR-22 Insurance Cover?
First, it’s important to define SR-22 insurance. There is no coverage you can purchase that is “SR-22 insurance.” Instead, this insurance is simply car insurance you must carry when you have an SR-22 form. SR-22 insurance is the basic insurance required by the state. In California, you must carry at least:
- $15,000 in bodily injury liability per person
- $30,000 in bodily injury liability per accident
- $5,000 in property damage liability
- $15,000 in uninsured motorist bodily injury coverage per person
- $30,000 in uninsured motorist bodily injury coverage per accident
- $3,500 in uninsured motorist property damage coverage
This is only the basic requirements and not all of the coverage you may need. Academy West Insurance can make sure you have the coverage required to protect you and your vehicle.
Why Would You Need An SR-22?
An SR-22 form requirement typically comes from certain traffic violations that cause your license to be suspended. If you receive a DUI or a DWI, there is a chance you will have to carry an SR-22. An SR-22 requirement comes either from the court or the state that handled your traffic violation. The SR-22 form is a document that guarantees you carry the minimum amount of car insurance required by the state in order to protect other drivers in case you cause an accident.
Affordable SR-22 Insurance
SR-22 insurance doesn’t have to be impossible. The agents at Academy West Insurance are dedicated to pairing you with a policy that offers the right protection at the right price for your budget. Give us a call at 559-875-7700 or fill out an online form for a free quote today!
Frequently Asked Questions
What is the Average Cost of an SR-22?
An SR-22 form is relatively cheap at a one-time payment of $25-$50.
What is an SR-22 Form?
An SR-22 form is a document that proves you carry the state required amount of car insurance. It is not a substitute for car insurance and should be presented along with your car insurance statement.
How Much is SR-22 Insurance?
The cost of SR-22 insurance varies depending on a variety of factors. Traffic violations such as DUIs and DWIs could make your insurance jump by 80% or even more. Academy West Insurance helps you find affordable insurance, no matter what your SR-22 requirement.
How Do You Get SR-22 Insurance?
You can get a quote today by filling out an online form with Academy West Insurance! You can also visit one of our California locations or call us at 559-875-7700 now.