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October 17, 2025
Agency

What Is Life Insurance and How Does It Work?

When you buy a life insurance policy, you become the policyholder who agrees to pay premiums to the insurer. The policy may cover a specific person; sometimes you, but it can also be someone else, like a spouse. If the insured person dies while the policy is active, the beneficiaries can file a claim with […]
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September 19, 2025
Agency

What Happens If You Don’t Have Renters Insurance?

Renting your home comes with a set of responsibilities and a need to account for possible risks. Renters insurance can offer valuable assistance in these matters. At , we can help tenants understand policy options and secure suitable coverage tailored to their unique circumstances. Understanding the Risks of Going Without Renters Insurance Without renters insurance, […]
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August 22, 2025
Agency

What Is Full-Time RV Insurance?

For many in , an RV isn’t just a way to travel; it’s their home. If you live in your recreational vehicle for more than a few months each year, standard RV insurance may not offer the level of protection you need How Full-Time RV Insurance Differs From Standard Coverage Standard RV insurance is designed […]
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July 10, 2025
Agency

Boat Safety Tips for Summer

Taking your boat out on the water is a perennial summer pastime. But even if you’re an extensively experienced nautical navigator, safety and planning must be top priorities. Accidents and mishaps occurring while isolated on the water can be particularly problematic and even deadly. Before leaving land, certain precautions are critical. 6 Safety Steps for […]
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June 20, 2025
Agency

Motorcycle Insurance Considerations for California Riders

Whether you’re cruising the roads of the Pacific Coast, climbing the slopes of the Sierra Nevadas or navigating busy urban traffic, owning a motorcycle in California can require careful and skillful driving. However, regardless of how experienced and confident you may be as a rider, accidents and unexpected incidents are inevitable obstacles. Sufficient insurance is […]
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May 22, 2025
academywestins

Understanding Insurance Requirements for Leased Vehicles

Leasing a vehicle can be an appealing option for those who want to drive a new car every few years without committing to long-term ownership. But before you drive off the lot, it’s essential to understand the insurance obligations that come with a lease. Do I Need to Insure a Leased Vehicle? Auto insurance is […]
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April 22, 2025
academywestins

What to Know About Bundling Home and Auto Insurance

Bundling home and auto insurance involves purchasing both types of insurance from the same provider, often leading to benefits, including premium discounts. Cost Savings One of the primary advantages of bundling home and auto insurance is the potential for cost savings. Insurance companies typically offer discounts to customers who purchase multiple policies. Simplified Management Managing […]
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March 25, 2025
academywestins

The Most Essential Business Insurance Policies in California

Responsible businesses must prioritize ample risk management and loss control measures, often including a robust and versatile insurance portfolio. In California, many types of insurance may transcend industry lines and other unique characteristics, holding significant value for employers of all sizes and across many sectors. At , our dedicated and knowledgeable team is here to […]
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January 19, 2024
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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