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Academy West Insurance Blog Page 8

View the latest blog posts from Academy West Insurance.

Tuesday, May 12, 2020

Does Business Insurance Protect Against Interruption Due to a Pandemic?

In these challenging times, it is important to understand the type of business insurance protection helps you during the time of extraordinary circumstances, such as a global pandemic. Businesses small to large are experiencing catastrophic losses as a result of the COVID-19 virus. READ MORE >>

Tuesday, May 12, 2020

Does Business Insurance Protect Against Interruption Due to a Pandemic?

In these challenging times, it is important to understand the type of business insurance protection helps you during the time of extraordinary circumstances, such as a global pandemic. Businesses small to large are experiencing catastrophic losses as a result of the COVID-19 virus. READ MORE >>

Thursday, May 7, 2020

At-Fault Accidents and Your Rates: What to Expect

Being in an accident is always going to be a difficult experience, regardless of who's fault it was. But dealing with the fall-out of an accident can be every bit as challenging too (sometimes even more so). We'll look at at-fault accidents and car insurance rates, so you have a better idea of what to expect. READ MORE >>

Tuesday, May 5, 2020

3 Facts About Upside-Down Properties and Home Insurance

There are few scenarios in which homebuyers don't expect their home to increase in value over time. The nature of real estate is to trend upward, even if there are dips along the way. But it's important for homeowners to know what will happen when things don't go according to plan. READ MORE >>

Thursday, April 30, 2020

How Climate Impacts Your Home Insurance Policy

Esurance published a report in March 2019 that notes that insurance companies are beginning to increase premiums for customers residing in high-risk natural disasters areas. Home insurance companies are also reducing the number of coverage options and increasing deductibles. READ MORE >>

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Wednesday, April 29, 2020

How Do Renters Insurance Payouts Work??

When you purchase renters insurance, you hope that this precautionary measure will never have to take effect. But renters insurance covers against very real threats. Before you ever have to file a claim, it’s important to understand the limits of your policy and how you will receive compensation after a claim. READ MORE >>

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Wednesday, April 29, 2020

Do I Need to Insure My Car with Business Insurance??

Auto insurance can be a complicated topic when business gets involved. If you operate a business from home or use a company vehicle for personal purposes, your personal auto insurance policy may not be adequate.   Difference Between Personal Auto Insurance and Commercial Auto Insurance  READ MORE >>

Tuesday, April 28, 2020

What Are the Easiest Auto Insurance Discounts to Qualify For?

If you can upgrade your car's safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in over time. But what are some easy ways to get your premiums down quick? Affiliation/Affinity Discounts READ MORE >>

Thursday, April 23, 2020

Do You Need Flood Homeowners Insurance?

In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don't meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding. READ MORE >>

Tuesday, April 21, 2020

What Happens to a "Totaled" Car?

When a car is "totaled," what that means is that your insurer has marked it up as a "total loss." That is, to repair the car would cost more than it would to replace it. So, what happens to a totaled car after you've filed your auto insurance claim? You Will Typically Retain Ownership of The Car READ MORE >>

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